Terms of Use

Effective Date: October 16, 2025
learn and be curious LLC (“we,” “us,” “our”) • Los Angeles, CA
Applies to: Million Hands: Baccarat Chat AI (mobile app) and https://www.baccaratchat.com/ (website)

Quick links

1. Acceptance of Terms

By accessing or using Million Hands: Baccarat Chat AI or https://www.baccaratchat.com/ (collectively, the “Service”), you agree to these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree, please do not use the Service.

2. Eligibility & Accounts

You must be at least 13 years old to use the Service. If you create an account, you are responsible for safeguarding your credentials and for all activities under your account.

3. User Content & License

You retain ownership of content you submit. You grant learn and be curious LLC a non-exclusive license to host, reproduce, and distribute your User Content solely to operate the Service.

4. Acceptable Use

5. Intellectual Property

The Service and content are owned by or licensed to learn and be curious LLC. No rights are transferred to you beyond these Terms.

6. Purchases, Subscriptions & Trials

Paid features and Pro subscriptions may be offered. Prices and taxes are disclosed at purchase. Trials convert unless canceled before they end.

7. Renewals, Cancellations & Refunds

Subscriptions renew automatically until canceled. Refunds follow the respective store or website policies.

8. Third-Party Services & Links

We may integrate analytics, payment processors, and AI providers. Use of such services is at your own risk.

9. AI & Automated Outputs

AI outputs may be inaccurate or incomplete. They are informational and used at your own discretion.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED.

11. Limitation of Liability

LEARN AND BE CURIOUS LLC WILL NOT BE LIABLE FOR INDIRECT OR CONSEQUENTIAL DAMAGES. TOTAL LIABILITY IS LIMITED TO AMOUNTS YOU PAID IN THE LAST 12 MONTHS.

12. Indemnification

You agree to indemnify learn and be curious LLC against claims arising from your use of the Service or violation of these Terms.

13. Termination

We may suspend or terminate your access for violations. Sections that should survive termination will survive.

14. Governing Law

These Terms are governed by California law.

15. Dispute Resolution & Arbitration

Disputes are subject to binding arbitration in Los Angeles County, CA. You may opt out by emailing g@learnandbecurious.com within 30 days.

16. Changes to These Terms

We may update these Terms periodically. Continued use indicates acceptance.

17. Contact Us

Email: g@learnandbecurious.com